Car insurance isn’t just a legal requirement in Connecticut—it’s your first line of defense if you’re involved in an accident. Yet, every year, many drivers opt for the cheapest possible coverage or let their policies lapse altogether. It might save you money short term, but when something goes wrong—and it often does—the financial and emotional …
The Case for Higher Auto Insurance Limits in Connecticut

Navigating the aftermath of a vehicle accident in Connecticut can be an overwhelming experience. From vehicle damage to personal injuries, the stakes are high, and the last concern victims should have is whether the at-fault party’s insurance can adequately cover the damages incurred. Despite Connecticut’s relatively higher minimum liability insurance requirements of $25,000 per person …
Subrogation: Do You Know Your Health Insurance Provider?
How well do you know and understand the obligations of your health insurance provider? People buy health insurance in case they become sick or injured. Depending on the plan chosen, they will not have to pay out of their pocket the high cost medical bills. However, what most people do not know is that if …
Spinal Degeneration: A Common Insurance Excuse After an Injury
Degenerative Disc Disease (DDD) is not really a disease, but a common condition caused by the general wearing of spine and is often a result of normal degeneration that comes with aging. The spinal discs, which act as cushions to absorb shock between the vertebrae, become dehydrated and do not absorb shock as well as …
CT’s Minimum Auto Insurance May Not Cover Rising Medical Costs
The legal minimum for auto liability insurance for Connecticut residents is $20,000 per person injured in an accident and $40,000 total for all injuries and payments sustained in a single accident. This limit has not changed since the 1990s. As anyone who reads this knows, the cost of medication, hospital visits, x-rays, MRIs, physical therapy …